Hud Approved Lenders I Have Been Working With Wilshire Credit Corp For About 5 Wks. I Am Trying To Get A Short Refinance Approved.?

I have been working with Wilshire Credit Corp for about 5 wks. I am trying to get a short refinance approved.? - hud approved lenders

I was asked all the documents. Letter of hardship, RETUNE taxes, W2, paystubs, good faith estimate, letter of credit decisions, HUD-1, now what? Whenever I speak, a representative. or hang up or take me for a long time in limbo.
What are my chances approved? Any suggestions? I am already approved by another lender that made me think